Your credit card is almost indispensable when you’re on vacation: you do not have to take large amounts of notes with you, you can easily pay almost everywhere and quickly withdraw cash at the machine.
Nevertheless, there are always situations on vacation that can cause stress and nerves. Here are three typical breakdowns – and how to settle everything in peace:3 unexpected credit card situations that can happen on vacation – and how you behave properly
1.The situation: ATM retains the card
You are in a lonely resort, where there is only one ATM around. He looks a bit old, but you need cash urgently. Then the misfortune happens: The machine retains the card – without reason and message, although you are sure that still enough money is in your account. What to do?
How to act correctly: Do not look far for a potential contact – this could take hours, especially abroad, if you do not speak the language so well. Whenever a credit card is withdrawn for unexplainable reasons, it is better to immediately lock the credit card as with any other loss. Always make a note of the telephone number for the emergency call:
2.Credit Card Security: Prying eyes
They are waiting in line to pay. To do this you must enter the PIN of your card at the cash register. Crowded, the other customers or the cashier want to watch … What to do?
How to act correctly: Never enter the PIN on your credit card when others are watching. Cover the input field with your hand or a bag. If that’s not possible, ask the other customers in the queue or the cashier for some distance if you feel someone is looking over your shoulder.
3.The situation: The machine prints out a receipt
When you withdraw money, the machine offers to print a receipt. Actually, you do not want to have more notes in your pocket … What to do?
How to act correctly: Unlike our usual practice, the ATMs in other countries often print a receipt on request, on which the date and the amount are recorded. Use the service and keep the receipts. For two reasons: 1. It’s easier for you to keep track of your spend and make it easier to see if you stay within your budget. 2. If something does not work on the withdrawal, such as the payment is not carried out, the proof for you with the receipt is easier.
Extra tip: Register now for even more security while shopping
Get even more security when shopping online with your credit card with the 3D Secure method. When you register for this procedure, when you purchase online from certified retailers, a password prompt opens. With every purchase, your details are then compared with the stored data. Only if everything is correct, the payment will be triggered. If you too want to take advantage of this extra level of security right now, just register here for your credit card.